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Tips for Saving Money on Car Insurance

Saving money on car insurance may be easier than you think. It can be as easy as updating your insurer on your marital status, or bundling all of your insurance policies with one company.

These simple changes can help you to save on your monthly payments, and can add up to big savings over time.

Take Advantage of Discounts

Many insurance companies offer multiple discounts. Discounts can range from senior discounts to seasonal or holiday discounts. Ask your insurance agent if they have any discounts available to see if you qualify for any.

Bundle Your Policies

Bundling your insurance policies with the same insurance provider may save you money. An example of this would be combining auto, home, and life insurance. Ask your insurance provider if purchasing multiple policies through them can help you save.

A Clean Driving Record

Practice safe driving. Having a clean record and no accidents can help you to qualify for lower monthly payments. Being considered a “high risk” driver usually involves higher car insurance payments than a low risk driver would have.

Update Your Insurer on Changes

Keep your insurer up to date! Informing your insurance company of changes such as a moving into a safer neighborhood, or updating them on your marital status can often lower your rates.

Drive a Used Car

If you drive a used car, be encouraged at the thought of lower insurance rates! New cars usually cost more to insure. This is because not only are they more susceptible to theft, they also cost more to repair in case of an accident.

Raise Your Deductible

You can raise your deductible, and lower your payment. However, be careful not to raise your deductible too high. Remember that the deductible is the portion that you will be responsible for paying in case of an accident.

At Katy Texas Insurance, we want to help you save! Talk with a Katy Texas Insurance agent today to learn more about how you can save money on your car insurance. (877) 952-1010