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When it comes to saving money on your home insurance policy, there are a few simple things that you can do that can impact the cost of your insurance. Insurance companies are often willing to give a discount if there are proper security measures in place.
Additionally, even if there is no discounts for security measures, keeping intruders out of your home will cut back on the claims that you make to your insurer — a sure way to keep your costs low.
Here are some things that you can do to help keep your home safer and more secure.
Installing alarms is an excellent way to deter intruders. Burger alarms make homes less appealing to potential thieves and can help to make an entire neighborhood safer too. Alarms that notify off-site professionals can add an extra layer of security to your home.
Deadbolts can help to add extra security to your home. Look for “grade 1” deadbolts, which are one of the strongest deadbolts available.
Motion sensor lights that come on when they detect movement are a great way to reduce the chance of a home intrusion. Intruders like to work unnoticed to gain entry to a home. Installing motion sensor lights will eliminate dark corners on your property, giving intruders fewer places to hide.
Other ways to improve your home’s security include keeping shrubbery cut back from around windows so intruders have no place to hide, being careful about giving out copies of your home.s keys, and asking someone to collect your mail and keep an eye on your home when you are out of town.
According to the Insurance Information Institute, intruders are likely to give up if it takes longer than four or five minutes to gain entry to a home. Make it harder for an intruder to break in, and your insurance claims will stay down, lowering the cost of your insurance premiums.
For more information on homeowners insurance in Texas, or to find out how you can save on a Texas homeowners insurance policy, contact Katy Texas Insurance — your locally-based Katy Texas insurance providers. The friendly and professional staff at Katy Texas Insurance will be happy to answer any questions you have, and can help you to find a policy that.s designed around your coverage needs.